The central concept doesn't make sense. Why would they sell artificial organs to people that can't pay the bills? You make money on loans by servicing them, not collecting.

Even if we ignore that, who is going to get an artificial organ if they know the people who installed it can come to get it? Why would anyone who goes into default not arm themselves?

The whole thing is silly.

It will be interesting to see if the film makers make this into a typical "corporations = bad" rant in light of the Health Care monstrosity that has descended upon the U.S.